Who We Are
Our goal here at TCF is to Teach-Mentor underprivileged students (17-24) to develop their business goals and ideas, as well as to teach basic financial responsibility of cash management. We train and work with 2-4 youths per month for a period of 60 days. Workshops are held twice a month. Ideas and questions can be discussed anytime with an appointment, or through emails. After successful completion the student will receive free consultation and follow-ups for one year.

All services and consultations are free of charge to all qualified applicants.
(Low Income, Single-Family Homes, ages 17-24)

We Teach-Mentor our students the importance of the following topics:
• Credit
• Attitude, Demeanor & Character
• Honesty
• Goals & Plan, Long & Short-term
• Organization
• Simplicity
• Investing & Saving
• Creating Budgets & Projections
• Stability
• Persistence, High Educational Performance, Money Management, & Goals

TCF classes are held twice a month. Ideas and questions can be discussed anytime with an appointment, or via email. We provide our students with access to all its tools and equipment, copiers, computer, Internet, desk, fax, phones etc. All students must sign an agreement of commitment, and be willing to work hard on there project(s).

Real Life Training & Credit Education
Since teenagers lack knowledge in money management, income and expenditures our program focuses on using a real, life home as a training facility that teaches the aspects of maintaining and managing a house. Given that most students ages 16 through 22 have never enrolled in a class in personal finance, our facility uses a teaching method that is appealing to teenagers – a real life house. The kids learn the most important simple ways to smart shopping, saving money and the daily and weekly duties for maintaining a household. Further, the students learn what expenditures are required in order to survive in the real world. Our non-biased and multi-cultural program teaches a hands-on experience on financial management.

As part of our program our students learn about credit education and the importance of good credit; investor education and how to save for the future; and homebuyer education – the dream of being a homeowner. Managing money, controlling debt, investing and planning for retirement are part of the program, as well as paying for college, purchasing a home and being a business owner.

We also focus on principles of the entrepreneurial spirit – how anyone in our country can be a successful business owner – by providing a real-life home-based business model in our training facility. We instruct the students on the requirements of owning and financing a business and the essentials of computers and software in the business environment.

Sources
http://ucanr.org/delivers/impactview.cfm?impactnum=170 http://www.jrfinance.com/srfinance.htm
http://themoneycamp.com/root/missionstatement

About Tom Carter the Founder
With over 25 years of successful entrepreneurial experience ranging from creating start-ups to buying and selling of corporations, and administrating the day-to-day operations of various business, Tom Carter's extensive track record includes: opening and selling a mid-size venue/event center; buying, operating and selling a news print business; creating and managing an entertainment company; forming a real estate firm; and working as a distributor of an electrical and building supply corporation and a trucking company. Starting, operating and selling an independent car rental franchise and automobile leasing company. A true entrepreneurial spirit leads Tom to a hands-on approach on every aspect of a business with the creative ability to visualize and complete his ideas from the start-up to completion of his goals. With Tom's endeavors and background he offers useful insight, guidance and methods to unleash the same entrepreneurial spirit in students.